"LONG TERM CARE INSURANCE" PROGRAMS
Banks.
Throughout the United States, Canada.
Program Description
Long term care insurance is an insurance product which pays for long term care services which are possible services that may be required as you age or due to sudden illness, a chronic condition or an accident.
Long-term care is a variety of services and supports to meet health or personal care needs over an extended period of time. Most long-term care is non-skilled personal care assistance, such as help performing everyday Activities of Daily Living (ADLs), which are: Bathing, Dressing, Using the toilet, Transferring (to or from bed or chair), Caring for incontinence, and Eating.
source: longtermcare.gov
Long term care insurance helps cover expenses for services for which most health plans and Medicare provide only limited (if any) coverage. Medicare pays limited amounts for skilled care following a hospital stay; Medicare does not cover most long term care services which assist people with the activities of daily living over a long period of time.
source:ltcfeds.com,longtermcare.gov
Monthly premiums are paid for "Long Term Care Insurance" Programs.
To understand more about long-term care insurance, how to plan ahead for it and how to pay for long-term care insurance services, visit the "National Clearinghouse for Long-Term Care."
MORE SENIOR HEALTH INSURANCE BENEFIT PROGRAMS
Health Insurance Counseling & Advocacy (HICAP) Program - Counselors give seniors free Medicare counseling and health insurance benefits educational presentations in California.
Benefits CheckUp Program - Helps seniors to receive any eligible government health insurance benefits that they are entitled to receive such as heating and energy to prescription savings, income supplements, housing, in-home care, employment, tax relief and more
Veteran Aid & Attendance Benefit or Housebound Benefit Program - War Veterans Aid and Attendance benefit or Housebound health insurance benefit paid in addition to monthly pension.
WATCH NBC VIDEO FROM "TRADING PLACES - TAKING CARE OF AGING PARENTS SERIES" ON "LONG TERM CARE INSURANCE" |
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