HEALTH INSURANCE COUNSELING AND ADVOCACY (HICAP) PROGRAM
The California Department of Aging.
Through the "Health Insurance Counseling and Advocacy (HICAP)" Program trained volunteer counselors can provide seniors assistance with:
-Medicare rights and benefits
-Appeals and denials of coverage
-Medicare supplemental insurance (Medigap policies)
-Medicare Advantage plans, employee and retiree coverage
-Long-term care insurance
Legal assistance and accompaniment for seniors at Medicare appeals or administrative hearings is also available.
Health Insurance Counseling and Advocacy (HICAP) counselors do not sell, recommend, or endorse any insurance product, agent, insurance company, or health plan.
The organization California Health Advocates provides quality Medicare and related health care coverage information, education and policy advocacy.
MORE SENIOR HEALTH INSURANCE BENEFIT PROGRAMS
Benefits CheckUp Program - Helps seniors to receive any eligible government health insurance benefits that they are entitled to receive such as heating and energy to prescription savings, income supplements, housing, in-home care, employment, tax relief and more
Long Term Care Insurance Programs - Long term health care insurance helps cover expenses for services for which most health plans and Medicare provide only limited if any coverage
Veteran Aid & Attendance Benefit or Housebound Benefit Program - War Veterans Aid and Attendance benefit or Housebound health insurance benefit paid in addition to monthly pension